FAQs About ICBC CRT Claims
Frequently asked questions, to help you understand your options when you are seeking legal advice for ICBC CRT Claim.
Do I need to hire a lawyer after a car accident?
If you’ve been injured in a car accident, it’s a good idea to speak to a lawyer to ensure you receive all the compensation you’re entitled to.
What if my insurance company says I don’t need a lawyer?
If you don’t consult a lawyer, you’re much less likely to receive the compensation you’re entitled to. If you’re not sure if you need a lawyer, or your insurance company is trying to discourage you from speaking to one, come in and get a free consultation and then decide for yourself.
Can I settle with my insurance company without the help of a lawyer?
Yes, although the outcome generally will not be as favourable for you. First, most people don’t know the true value of their claim and will settle for less than they deserve. Second, because the goal of the insurance company is to pay you as little as possible, hiring a personal injury lawyer will usually result in a much higher settlement.
What should I do if the other driver’s insurance company wants to speak with me?
You’re under no obligation to speak with them, and it is generally in your best interest to have your personal injury lawyer deal with the insurance company on your behalf.
I already have a lawyer I use—do I need to hire someone who specializes in injury law?
Because each area of the law is very specialized, general law practitioners usually won’t have the knowledge and experience needed to get you the compensation you deserve. In most cases, the other party will seek a lawyer who’s very knowledgeable in this area, and you will be at a disadvantage if your lawyer is not as experienced as theirs.
Do I need to see a healthcare provider after a car accident?
It is important to see a healthcare provider after an accident so your injuries can be recorded and you can receive any treatment you may need.
My insurance company wants me to see their doctor; what should I do?
The insurance company is looking to see if there are inconsistencies in your story and they will use this exam to decide whether or not you’re being honest about how the accident has affected your health. It’s best to speak to your lawyer before the exam.
My insurance company wants me to speak to an adjuster; what should I do?
The insurance adjuster is responsible for evaluating your claim and making sure the insurance company pays as little as possible. Make sure you know your rights before you talk to an adjuster.
Should I just accept what my insurance company is offering to pay me?
Before you agree to settle your claim, you should speak to a lawyer to make sure you get what you’re entitled to, or you may walk away with less than you deserve.
How much does it cost to hire a lawyer?
Our goal is to lessen your financial burden, not increase it. We offer a free consultation so you can learn more about the process and then decide if hiring a lawyer is right for you.
What is my insurance claim worth?
The value of your claim is dependent on a number of factors, including the nature and extent of your injuries, the cost and duration of treatment, your level of responsibility for the accident, your employment income before the accident, and the length of time it takes you to return to work.
What can I expect to be compensated for?
You can expect to be compensated for pain and suffering, medical and rehabilitation costs, loss of past and future earnings, home maintenance expenses, out of pocket expenses, and a portion of your legal fees.
How long will my claim take?
The length of the process will depend on the complexity of the case and the cooperation of the other party and any witnesses. During your free initial consultation, we can provide a time estimate for your case. Our goal is to get you on the path to recovery as soon as possible.